Add a C to the start and tell time Open with a twist or a turn If you break it, it's a crime Or call it a guarantee that you'll earn

If you ask me for a big ol' lump sum. Life insurance will be dumping the funds. Should you ask me to reverse the accident. You'd best zombie-proof the kitchen cabinets.

I have many chambers, but may house no guests. You can play my strings, But I cannot rest.

I guard what’s precious, day and night, a silent watcher, small and tight. I open only when you know the secret that will make me go.

You dip, then write with what I provide, though I sit still and hold ink inside.